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An overview of our Terms and Conditions

General Terms and Conditions

General Terms and Conditions of Sparkasse Pforzheim Calw View PDF

Arbitration body

You will find information on the Sparkassen Baden-Württemberg arbitration body and the European Online Dispute Resolution platform in the Sparkasse Pforzheim Calw imprint. Go to imprint

Online banking

Terms and conditions for online banking View PDF
Terms and conditions for remote data transmission (RDT) View PDF
Terms and conditions for the use of electronic mailboxes View PDF
Terms and conditions for the use of electronic statements View PDF
Terms and conditions for the use of account alarm clock View PDF

Payment transactions

Terms and conditions for money transfers View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme View PDF
Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme View PDF
Terms and conditions for cheque payments View PDF

Accounts and cards

Terms and conditions for Sparkassen debit card View PDF
Terms and conditions for Sparkassen Card View PDF
Terms and conditions for MasterCard/Visa Card View PDF
Terms and conditions for Visa Basis View PDF

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Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).

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