An overview of our Terms and Conditions
General Terms and Conditions
General Terms and Conditions of Sparkasse Pforzheim Calw |
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Arbitration body
You will find information on the Sparkassen Baden-Württemberg arbitration body and the European Online Dispute Resolution platform in the Sparkasse Pforzheim Calw imprint. |
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Online banking
Terms and conditions for online banking |
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Terms and conditions for remote data transmission (RDT) |
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Terms and conditions for the use of electronic mailboxes |
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Terms and conditions for the use of electronic statements |
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Terms and conditions for the use of account alarm clock |
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Payment transactions
Terms and conditions for money transfers |
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Terms and conditions for direct debit payments using the SEPA Direct Debit Core scheme |
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Terms and conditions for direct debit payments using the SEPA Direct Debit Business to Business scheme |
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Terms and conditions for cheque payments |
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Accounts and cards
Terms and conditions for Sparkassen debit card |
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Terms and conditions for Sparkassen Card |
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Terms and conditions for MasterCard/Visa Card |
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Terms and conditions for Visa Basis |
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Please note that this information may also include terms and conditions for the use of products that do not currently apply to you. In this case, the corresponding information and terms will not apply. All of the above terms and conditions only come into force in conjunction with the relevant product agreements (e.g. card agreements, online banking agreements).